Freelancers worldwide lose 20–30% of every payment to hidden fees and bad routes. Settlo shows you the real number — in your local currency — before you withdraw.
Most freelancers find out what they earned after the money arrives. We think you deserve to know beforehand.
Select where the payment is coming from — Upwork, Fiverr, Toptal, Deel, or a direct client — and choose your country.
Settlo breaks down every fee — platform cut, withdrawal charge, and bank conversion — so nothing is hidden.
See exactly what lands in your account in your local currency using live exchange rates — not outdated estimates.
When a client pays you $500 on Upwork, you don't receive $500. By the time it reaches your bank account — after Upwork's cut, Payoneer's transfer fee, and your bank's conversion rate — you might walk away with $370.
That's not a glitch. That's just how international payments work. And most freelancers only find out after the fact.
Settlo exists so you know the real number before you do the work, price the project, or plan your month. It takes 10 seconds and it's completely free.
Try the CalculatorA freelancer earning $2,000/month loses up to $600 in fees annually without realizing it.
The rate your bank applies is rarely the real rate. The difference quietly eats your earnings every single time.
Upwork, Fiverr, and Payoneer each have their own fee structures. Settlo puts them all in one place.
Know your real take-home before you quote a client, withdraw your balance, or plan your budget.
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